Products & Services

Regular Deposit Account

A short term savings account where you can save or withdraw cash as needed. Earns 2% interest per annum. No withdrawal fees/penalty.

Fixed Deposit Account

Short and long term investment opportunity. Very competitive interest rates paid annually. A good option for smart investors.

Christmas Savings Account

A type of Sou Sou where members save at their own pace and collect their "hand" in November each year. This account earns 3% per annum.

INSURANCE PROTECTION

Family Indemnity Plan

In the event a covered member dies, a cash benefit is paid to the beneficiary to help cover funeral expenses (paid within two days of claim).

PREMIUM
BENEFIT
PLAN A $ 52.80 monthly $ 10,000.00
PLAN B $ 79.20 monthly $ 15,000.00
PLAN C $ 105.60 monthly $ 20,000.00
PLAN D $ 158.40 monthly $ 30,000.00
PLAN E $ 211.20 monthly $ 40,000.00

CHOOSE THE OPTION THAT BEST SUITS YOU

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Payment Protector

This Insurance product covers your regular monthly payments to your Credit Union if you are unable to work due to temporary sickness or injury. The burden will not fall on your family e.g.

  • Loan Installment
  • Savings to shares or ordinary deposits
  • Monthly utility bills
  • Insurance premiums i.e. FIP and Life (from CUNA)

Loan Protection and Life Savings

A member is covered up to a total of $ 20,000.00 in savings. If the member dies, his total savings plus the insurance benefit will be paid to the beneficiary .e.g.

Shares
$30,000.00
Insurance Benefit
$20,000,00
Beneficiary Entitlement
$50,000.00

Loan Protection Insurance

When a borrower dies or becomes permanently disabled the insurance pays off the loan, the maximum covered $200,000 e.g

A B
LOANS $10,000.00 $ 210,000.00
Maximum Insurance Payment $10,000.00 $200,000.00
Beneficiary debt NIL $10,000.00

Other Services and Benefits

  • One stop Travel Service
  • Education/Social Events
  • Self Enhancement Programs
  • Agents for Unit Trust Corporation
  • Direct/Over the counter payments
  • Standing Orders
  • Payroll Deductions
  • Post Dated Cheques
  • Members' Medical Insurance
 

 

 

Email: headoffice@secucredituniontt.com

Head Office (Couva): Telephone 636 - 5487/2997/679-4809, Fax 679 - 3293

Chaguanas: Telephone 672 - 5825, Fax 665 - 9733

Princes Town: Telephone 655 - 3116/3023, Fax 655 - 6479

More Information Needed? Click 'Contact Us'